This Policy gives you more control over your information and more clearly explains how we use it. It will explain our core commitments regarding your privacy, including the commitment to never sell your data.
Changes to This Policy
We may update this Policy from time to time. If we do, we’ll let you know about any material changes, either by notifying you on the Site or by sending you an email. New versions of this Policy will never apply retroactively — we’ll tell you the exact date they go into effect. If you keep using Business Observer24 after a change, that means you accept this Policy.
Who We Are
Business Observer24, Inc. (“Business Observer24,” “we,” or “us”) provides services that help publishers communicate with the market. Our main service is a marketing communication digital platform. We are a for Profit Corporation based in Tallin, Estonia.
How This Policy Applies
What We Collect and Receive
In order for you to create an account on Business Observer24 and use our Services, we need to collect and process certain information. Depending on your use of the Services, that may include:
You may decline to provide us with your information. However, this will limit your ability to register for an account or use our Services. You may rate a product or a service published as a guest by providing only a name and an email address. However, to publish a review, save payment details for future reviews, make project comments and take most other actions on our Site, you will need to finish creating an account. You may review, change or remove your information through your account settings.
How We Use This Information
We use the information we collect for the following purposes:
European Union Users
Data protection law in Europe requires a “lawful basis” for collecting and retaining personal information from citizens or residents of the European Economic Area. Our lawful bases include:
For example, we use identity, device, and location information to prevent fraud and abuse and to keep the Services secure. We may also send you promotional communications about our Services, subject to your right to control whether we do so.
We analyze how users interact with our Site so we can understand better what elements of the design are working well and which are not working so well. This allows us to improve and develop the quality of the online experience we offer all our users.
How This Information Is Shared
Information that’s shared publicly
When you create an account, we create a basic profile page for you on Business Observer24, containing your username, the date the account was created, and a list of stories you have published or reviewed. By default, your profile is private and you can choose to make it public in your account settings. Your username appears with the comments you post and messages you send on Business Observer24 and, if your profile is set to public, people can click your username to view it. If you make your profile public, others will be able to see the following things:
If you would like to have a public profile, but don’t want others to see your name or profile image on a project’s Community tab, you may choose an account image or name that is not identifiable (e.g., DogLuvr22). You can modify or delete certain information associated with your account (such as your username, profile image, biography and location) from your account settings, and you can change your privacy settings if you want to make your profile private or adjust the default settings.
Publishers are also asked to verify their identities before publishing a story. Once this has been done, the publisher’s Verified Name will be publicly displayed on their account profile and on any stories they publish.
Information that isn’t shared publicly
The following data will not be publicly displayed or revealed to other users:
Information that’s shared with trusted third-party services
We may share your information with certain trusted third-party services to help us provide, improve, promote, or protect Business Observer24 Services (like when we partner with payment processors or use services that help us manage our ads on other sites). When we share data with third-party services that support our delivery of the Business Observer24 Services, we require that they use your information only for the purposes we’ve authorized and that they protect your personal information at least to the same standards we do. We may also share information that’s aggregated and anonymized in a way that it doesn’t directly identify you.
Information that’s shared with creators and collaborators
When you rate a story, the story’s publisher will know your username, the rating you have given, and the like you have given. Publishers never receive users’ credit card details or other payment information.
When a story is given a rating or a purchase has been made, the publisher will receive the email address associated with your Business Observer24 account. They may also send you a survey requesting information needed to provide your reward or coupon or order. (For instance, they may need your mailing address, or other relevant data.) Any information you provide in such surveys will be received by the Publisher.
Publishers are required to keep user information confidential, except as strictly necessary to communicate with users directly and fulfill their obligations towards users. Publishers should not ask for personal information that isn’t necessary to provide your reward or coupon or order, and should never request sensitive personal information such as your Social Security number or payment information. Contact us if you receive a request for information that seems inappropriate or excessive.
Collaborators are third parties that publishers can appoint to help manage their projects. These collaborators may be able to access the information available to publishers (including users’ names, email addresses, reviews, items selections, messages, and survey responses), and are required to treat users’ personal information with the same care and respect as publishers are.
Publishers and their collaborators may also receive routine traffic analytics about their project pages.
Information that’s shared to protect Business Observer24 and comply with the law
We do reserve the right to disclose personal information when we believe that doing so is reasonably necessary to comply with the law or law enforcement, to prevent fraud or abuse, or to protect Business Observer24 legal rights, property, or the safety of Business Observer24, its employees, users, or others.
Links to other websites and services
We will retain your information as long as your account is active, as necessary to provide you with the Services or as otherwise set forth in this Policy. We will also retain and use this information as necessary for the purposes set out in this Policy and to the extent necessary to comply with our legal obligations, resolve disputes, enforce our agreements and protect Business Observer24 legal rights.
We also collect and maintain aggregated, anonymized or pseudonymized information which we may retain indefinitely to protect the safety and security of our Site, improve our Services or comply with legal obligations.
Users residing in certain countries, including the EU, are afforded certain rights regarding their personal information. Except where an exception or exemption applies, these rights include the ability to access, correct, and request deletion of your personal information. While these rights are not applicable globally, all Business Observer24 users can manage their personal information, as further described below, in their account settings.
You can request a downloadable copy of your personal data from Business Observer24 from your account settings page – click the»Export Data« button. To modify or delete the personal information you’ve provided to us, please log in and update your profile. You may also delete your account from your account settings page. We may retain certain information as required by law or as necessary for our legitimate business purposes.
Email and Mobile Notifications
We want to communicate with you only if you want to hear from us. We try to keep emails to a minimum and give you the ability to opt into any marketing communications we send.
We will send you email relating to your transactions on Business Observer24. You may also elect to receive certain marketing email communications, in accordance with your preferences, and from which you may opt-out at any time by adjusting your notification settings. If you download the Business Observer24 app, you can manage the notifications you receive on your mobile device in your profile settings.
We’ll also send you service-related announcements when it’s necessary to do so.
We take security seriously, and the security of your personal data is important to us. We follow industry-standard practices to protect the data we collect and maintain, including using Transport Layer Security (TLS) to encrypt information as it travels over the internet. No method of transmission over the internet or electronic storage is completely secure, so Business Observer24 cannot guarantee its absolute security. Your account information is protected by a password, which you should choose carefully and keep secure. We encourage all users to enable two-factor authentication in account settings to further protect their accounts.
We have a Security Incident Response Team (SIRT) and protocol in place in the event of a data breach. We encourage the responsible disclosure of vulnerabilities of our Services by emailing us and we will invite valid disclosures to our bug bounty program.
Data Protection Officer
To contact our Data Protection Officer, please email email@example.com.
You can contact us in writing at: Business Observer24,
Xolo Go OÜ – ML, Kalasadama tn 4, 10415 Tallinn, Estonia (EU)
Data Protection Authority
Subject to applicable law, if you are a citizen or resident of the European Economic Area, you also have the right to (i) object to Business Observer24 use of your personal information and (ii) lodge a complaint with your local data protection authority or the European Data Information Protection Supervisor, which is Business Observer24 lead supervisory authority in the European Union.
European Data Protection Supervisor
Rue Wiertz 60
Office: Rue Montoyer 30, 6th floor
Tel. +32 2 283 19 00
Fax +32 2 283 19 50
People under 18 (or the legal age in your jurisdiction) are not permitted to use Business Observer24 on their own. Business Observer24 does not knowingly collect any personal information from children under the age of 13 and children under 13 are not permitted to register for an account or use our Services.
If you believe that a child has provided us with personal information, please contact us at firstname.lastname@example.org. If we become aware that a child under age 13 has provided us with personally identifiable information, we’ll delete it.
Published: January 2022